Buy Now,
Pay Later.
Make your purchase today and spread the cost over a flexible EMI plan through your eligible debit or credit card.
Explore Your EMI Options
View available payment plans and choose the option that best suits your purchase.
Availability of EMI plans, banks, tenures, interest rates, processing charges and applicable offers may vary by transaction and financing provider.
How Buy Now, Pay Later Works
A simple checkout experience from product selection to your chosen EMI plan.
Choose Your Product
Select the product you would like to purchase and proceed to checkout.
Select EMI at Checkout
Choose the applicable debit or credit card EMI option offered by the payment provider.
Choose Your Tenure
Select the available repayment period that suits your purchase and review the displayed terms.
Complete Payment
Complete the transaction using your eligible card, subject to approval by the issuing bank or provider.
Receive Your Order
Once the order is successfully placed, fulfilment proceeds according to the applicable shipping and order terms.
More Flexibility.
One Seamless Purchase.
Card-based EMI can make higher-value purchases easier to manage by spreading the transaction across a selected tenor.
Available Tenures
Depending on your eligible card, issuing bank and available financing options.
Purchase Experience
Place your order immediately after successful EMI transaction and approval.
Based Approval
Eligibility, interest rates, fees and approval are determined by the applicable issuing bank or financing provider.
Estimate Your Monthly Payment
Enter the approximate product value and choose a tenure to see an illustrative monthly payment.
This calculator is for illustration only. Actual EMI amounts, interest, processing fees and other applicable charges are determined by the issuing bank or financing provider at checkout.
Before You Choose EMI
Eligibility
EMI availability depends on the card, transaction, issuing bank and financing provider.
Interest & Fees
Applicable interest rates, processing charges and other fees are determined by the issuing bank or provider.
Approval
EMI approval is subject to the applicable bank or financing provider's eligibility requirements.
Order Fulfilment
Your order is processed after successful payment and confirmation, subject to normal shipping terms.
Buy Now, Pay Later FAQs
What is Card-Based EMI? +
Card-Based EMI allows eligible customers to purchase a product today and repay the transaction over a selected EMI tenure, subject to the applicable bank or financing provider terms.
What EMI tenures may be available? +
Available tenures can vary by card, bank, product and transaction. Depending on eligibility, options may include 3, 6, 12, 24 and up to 36 months.
Will I receive my order immediately? +
Orders can proceed for fulfilment after successful transaction completion and confirmation, subject to the applicable shipping and order terms.
Who determines the interest rate and charges? +
Interest rates, processing fees, eligibility and other financing terms are determined by the applicable issuing bank or financing provider.
How do I know the exact EMI amount? +
The exact EMI amount and applicable charges are displayed by the payment provider during the checkout process and may differ from the illustrative calculator shown on this page.
The piece you want.
A payment plan that fits.
Explore our collection and discover the available payment options at checkout.
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